There are many reasons why personal loans have become so popular in recent times. One of them is that a borrower doesn’t need to jump through several hoops to qualify for a loan. Another reason is that you get access to the funds you need without having to wait for days at a stretch. Fullerton India, one of India’s leading NBFCs offers customized, affordable solutions to individuals as per their needs and eligibility. Fullerton India Personal loans are a safe and secure way to meet your needs without any hassles, and come at reasonable interest rates, the convenient application process, easy monthly EMIs, and flexible repayment tenures upto 60 months
What are the features of Fullerton India Personal Loans?
- Personal Loans up to Rs. 25 Lakh* – At Fullerton India, applicants can borrow up to Rs. 25 lakhs* with a maximum tenure of up to 60 months.
- Attractive Interest Rates: Now you can get the best personal loans at flexible and attractive interest rates with a low starting rate of 11.99%* per annum for salaried and self-employed individuals and a low processing fee of upto 6%.
- Easily Paperless Documentation Process: Fullerton India is committed to making the loan process hassle-free and paperless with end-to-end digital application and processing.
- Quick Disbursal: The process is quick, and applicants will be given in-principal approval based on their eligibility within minutes of submitting their online application. The funds will be credited to your bank account shortly after loan approval.
How to Apply for a Fullerton India Instant Personal Loan?
There are two ways to apply for a personal loan with Fullerton India.
- Through the Website: Visit the Fullerton India website and follow these steps to apply for a personal loan:
1.Click on the “Apply now” button and Select “Personal Loan”
- After selecting your type, click on “Salaried.”
- Enter your mobile number and validate it with the OTP
- Fill the application form with the required information and submit the required documents. Ensure that there are no errors in your application.
- Click on “Submit”.
Fullerton India has always been committed to delivering the best for their customers. For a hassle-free experience, Fullerton India features an online application and document uploading with instant in-principal approval being provided based on the information in the application form. Eligible applicants can track the status of their loan application dynamically on the website. Post successful verification of the information as well as the documents, the applicant will be contacted to discuss the terms of the loan and provide a loan agreement. After getting the signed loan document, the loan is approved and the required funds are credited.
Also read: How to account for your grant money
Through Fullerton India’s Instaloan App:Instaloan is a loan application for salaried professionals who are looking to get an easy personal loan. With Fullerton India Instaloan, applicants can apply for a personal loan from the comfort of their home. The app offers dynamic tracking so that the applicant is aware of their application’s status. The app also has intuitive user interface design so that it’s easy to use.
What is the eligibility criteria for a Fullerton India Personal Loan?
The general eligibility criteria for an online personal loan are:
- The applicant should be a resident citizen of India.
- Should either be an employee of a private limited company, public sector undertaking, or be self-employed.
- CIBIL score of 750 or more with a good credit history
- Must be between 21 – 60 years of age with a specified minimum income of the applicant.
- Salaried applicants must have work experience of more than 1 year with at least 6 months in the current organisation.
- For Self Employed: The minimum yearly profit after tax set based on profession/industry
You can use a personal loan eligibility calculator to get an estimate of the amount you may be eligible for, based on a few key parametres. However, Donote that final eligibility will also depend on other factors such as income, credit score, repayment history, nature of employment, etc.
Apply online in just minutes, receive instant in-principal approval and have funds transferred directly into your bank account. If you are looking for a personal loan that is fast, reliable, and trusted then apply for a Fullerton India Personal Loan today.